Claims data lags 30 to 90 days. Here is what it costs AI models
Claims data reaches AI models 30 to 90 days after the clinical event it describes. That reporting delay introduces survivorship bias, truncates longitudinal records, and trains predictive models on a version of reality that no longer exists. For health plans and AI developers building on claims, the lag is not a nuisance. It is a structural defect in the training data.